A card machine is a piece of hardware for payment processing that accepts debit and credit cards from customers. The equipment can be standalone, or part of a POS system linked by cables. It can be sleek and lightweight – ideal for taking payments at a market stall or in a coffee shop – or robust and powerful, ideal for larger retail spaces or restaurants. It can also be integrated into your EPOS for streamlining business processes, from real-time transaction insights to easy refunds and end of day reconciliations. Whether you want to take copays at a doctor’s surgery or charge your clients for a great head of highlights, the right card machine makes all the difference.
The cost of a card machine can vary depending on how much you use it, the type of machine and whether it is a proprietary or universal terminal (one that works with multiple processors). You may also be required to sign contracts and pay fees for things like applications, chargebacks, compliance, retrieval, hardware leasing and more.
The most important thing is to choose a machine that’s easy for you and your customers to use. If you find yourself spending ages waiting for your equipment to connect, you’ll hold up the line and frustrate your customers. You also need to make sure you’re clear on the costs of credit surcharges and place clear signages around your store to avoid customer disputes. Lastly, consider portability and reliability. A reliable machine will ensure you never miss a sale, no matter where your work takes you. card machine